EU Regulated·Licensed·Insured

Pay Anywhere with
Crypto. Instantly.

Hold crypto, pay everywhere. EurosiaPay bridges your digital assets to the real world — settling global transactions in just 8–14 seconds via NFC, QR, Apple Pay, or Google Pay.

Transparent pricing
No hidden fees
You see the final amount before paying
Learn more about pricing
9:41

12.50 EUR

/0.00024 BTC

Payment Successful

MerchantCoffee Shop
Status✓ Completed

Final amount shown before confirmation

Includes conversion and processing fees

EurosiaPay
8–14sSettlement
50+Cryptos
190+Countries
24/7Uptime
Regulated · Licensed · Insured

A payments platform built to banking-grade standards.

EU Regulated
Estonian VASP · MiCA-ready
Fully Licensed
PCI DSS L1 · GDPR · PSD2
Insured Custody
Up to €150M · Fireblocks MPC
Segregated Accounts
Client funds legally ring-fenced
Licensed & Secure

Fireblocks

Secure Money Storage

Paynetics

Payment Processing

Sumsub

Identity Verification

AlchemyPay

Instant Conversion

MoonPay

Crypto Integration

System powered by trusted partners

Transparent pricing
No hidden fees
No crypto in sight

Both sides see Euro or Dollar.

The user pays in Euro. The merchant receives Euro. The crypto conversion happens invisibly in the background — neither side worries about volatility, wallets, or exchange rates.

The Customer
In the EurosiaPay app
RATE LOCKED 30s
You're paying
€24.50
≈ $26.45 USD · live ECB rate
Funded by
23.15 USDT
Tether · auto-converted
Kept as
Balance in your wallet
“I'm paying 24.50 Euros. Done.”
The Merchant
In their dashboard
Payment received
Settled
€24.50
Exact amount · merchant_ref_8421
SettlementSEPA Instant · 8.2s
Fee1.20% · €0.29
FX riskNone — covered by Eurosia
“Got 24.50 Euros. That's it.”
howItWorks.badge

How It Works?

Start buying your coffee with crypto in 3 simple steps

01
Step 01
9:41

Sign Up in Minutes

Open your account with just your phone number. Take a quick photo of your ID. That's it. No complicated forms or long waits.

02
Step 02
9:41

Add Your Crypto

Send your crypto to your EurosiaPay wallet. Just like sending money to a friend, but more secure. Your crypto stays safe here.

03
Step 03
9:41

Scan and Pay

See that QR code at the coffee shop? Just scan it with your phone. Your crypto turns into regular money automatically. You don't need to think about anything - just pay!

howItWorks.perks.noKychowItWorks.perks.instanthowItWorks.perks.secure
The App

Designed to feel like a neobank, powered by crypto rails.

Every screen is built around the Euro and the Dollar. Crypto is only visible when you choose to show it.

9:41
Hello, Marc
Your Wallet
Total balance · EUR
€1,284.60
≈ $1,387.89 · live ECB rate
Top up
Send
Pay
Funding sources
USDT
Tether
578.20 USDT
€612.40
BTC
Bitcoin
0.00724 BTC
€452.10
ETH
Ethereum
0.082 ETH
€220.10
EurosiaPay Card · Soon
Join the waitlist →

Your Euro balance at a glance

Fiat-first dashboard. See what you can spend in Euro or Dollar — crypto balances sit quietly in the background as funding sources.

  • Fiat-first UX — Euro & Dollar always front and center
  • Live ECB FX rates, locked for 30s at checkout
  • Biometric auth, passkeys, and hardware-bound sessions
  • Apple Pay & Google Pay wallet provisioning (coming soon)

Your Money is Safe

We keep your crypto safe, you just spend it. Like a bank, but faster and simpler.

Bank-Level Security

Your crypto is stored in the same secure systems that banks use. Super safe. You don't need to worry, we've got it covered.

Automatic Conversion

When you pay for your coffee, your crypto automatically becomes regular money. You don't see the technical stuff - it just works. You scan, you pay, done.

Licensed & Regulated

We're licensed in Europe and follow all the rules. Your money is protected. Shop with confidence.

Coming 2026

The EurosiaPay Card. Spend anywhere.

Virtual card at launch, physical metal card for early members. Backed by your EurosiaPay wallet — every swipe auto-converts from your chosen crypto to Euro or Dollar at the merchant.

  • Apple Pay & Google Pay at launch
  • Zero foreign-exchange markup in the EU
  • Metal card for waitlist top 500 members
  • Cashback up to 2% paid in your favorite asset
12,480 already joined·EU residents prioritized
EurosiaPay
Metal · Edition One
•••• •••• •••• 8421
Cardholder
MARC WILSON
Expires
05 / 31
Soon
E-commerce plugins

One button at checkout. Zero engineering.

Drop in the EurosiaPay plugin for your platform and your customers can pay in one tap via the app — with the price shown in Euro or Dollar, not in crypto. Settlement lands in your account automatically.

  • Installs in minutes — no code required
  • Fiat-denominated checkout, FX risk covered
  • Supports refunds, partial captures, webhooks
  • Built-in KYC & AML — you stay compliant
S
Live
Shopify
1-click install
W
Live
WooCommerce
1-click install
M
Beta
Magento
Invite-only beta
P
Beta
PrestaShop
Invite-only beta
O
Soon
OpenCart
On the roadmap
B
Soon
BigCommerce
On the roadmap
X
Soon
Wix
On the roadmap
{ }
REST
Custom API
Build your own
Payment Links

A pay-me link, dropped anywhere. Share, paste, embed.

Create a hosted checkout link in seconds. Paste it into your website, invoice, WhatsApp, or email. Your customers pay via EurosiaPay — you see the money arrive in Euro or Dollar.

Try it live
Create a payment link
Sandbox demo
Hosted checkout link
https://pay.eurosia.com/l/premium-subscription?amount=24.50&currency=EUR
Embed as a button
<a href="https://pay.eurosia.com/l/premium-subscription?amount=24.50&currency=EUR" class="eurosia-pay-btn">Pay with EurosiaPay</a>
pay.eurosia.com
EP
EurosiaPay
Secure · SSL
Pay to
Your Business Ltd.
Premium Subscription
Total
24.50
Rate locked at checkout · ECB
Don't have the app? Scan to install
PCI DSS L1InsuredSEPA Instant
Why EurosiaPay

Everything you need for crypto payments

A complete platform that bridges your digital assets to every point of sale on the planet.

Instant Settlement

Transactions finalize in 8–14 seconds globally — faster than any traditional payment network.

Global Reach

Send and receive payments in 190+ countries without exchange rate surprises or cross-border fees.

Crypto-to-Fiat

Seamless background conversion at the point of sale. Merchants receive fiat; you spend crypto.

NFC, QR & More

Pay via NFC tap, QR scan, Apple Pay, or Google Pay — all from a single wallet.

Bank-Grade Security

Multi-layer encryption, biometric auth, and on-chain transaction immutability protect every payment.

Full Transparency

Real-time dashboard with detailed transaction history, balance tracking, and fee breakdowns before every payment.

Your Money is Protected

We keep it safe, you just spend it

We Block Dangerous Stuff

If something looks fishy, we stop it automatically. You don't need to worry - we're watching out for you. Just shop normally.

Start Small, Grow Big

When you first start, you can spend a little bit. As you use it more, your spending limits go up. It's like building trust - we start careful, then you get more freedom.

Everything is Checked

Every payment you make is checked for safety. Your money stays safe, you spend without worry. Like having a security guard that works 24/7.

Keeping you safe is our job. You just buy your coffee and groceries - we handle all the security stuff. We work with the best partners to keep everything secure.

Social Proof

Trusted by thousands worldwide

From solo freelancers to multi-national enterprises — see what our community says.

"EurosiaPay slashed our international payment processing costs by 70%. Our customers in Asia can now pay instantly without any friction."

SC
Sarah Chen
E-commerce Founder · TrendCraft

"The 8-second settlement time is game-changing. We closed a $50k deal in Tokyo and had the funds settled before the client left the conference room."

MW
Marcus Webb
CFO · NexTech Solutions

"Our customers love paying with crypto. The QR scan experience is seamless and the dashboard gives us clear visibility on all our transactions."

PS
Priya Sharma
Retail Manager · LuxBoutique

"I receive international client payments with zero cross-border fees. The crypto-to-fiat conversion is transparent and the rates are competitive."

DK
David Kim
Blockchain Developer · Freelance

"I travel to 40+ countries per year. EurosiaPay is the only wallet I need. No currency exchange desks, no hidden fees, no hassle."

EP
Elena Petrova
Travel Influencer · Self-employed

"Settling supplier payments across Africa and Europe used to take 3–5 days. With EurosiaPay, everything clears in seconds. Absolutely transformative."

JO
James Okonkwo
Import/Export · AfroPrime Trading
Get the App

Scan to install EurosiaPay

Point your phone camera at the QR code to download the app on iOS or Android — or tap one of the store buttons below.

Size
< 40 MB
iOS
15+
Android
8+
iOS
EP
App Store
Scan with iPhone camera
Android
EP
Google Play
Scan with Android camera

Get Early Access

Be among the first users of our app and enjoy exclusive benefits

Exclusive discounts
Early access
Priority support

Frequently Asked Questions

Learn about what you're curious about

Coffee shops, grocery stores, restaurants, online shopping - you can pay with crypto anywhere there's a QR code. Available at millions of places worldwide.
You don't do anything! When you scan the QR code at the coffee shop, your crypto automatically turns into euros or dollars in the background. Happens in seconds. You just see 'Payment successful' - that's it. Super simple.
Yes, your money is very safe. It's stored in the world's most secure systems. European standards, licensed and audited system. You can use it safely.
Pretty much everywhere you shop in your daily life! Coffee shops, restaurants, grocery stores, online stores - all good. We just block dangerous places (like gambling sites) to keep you safe. Normal shopping? Works everywhere.
Very simple! You can open your account in minutes with your phone number and ID. No complex processes, just a few clicks. Then load your crypto and start spending!
You start with small limits at first, for your safety. Your limits increase over time based on your usage. You just spend comfortably, we automatically adjust the limits.
Each payment has a small 1.5% transaction fee. Plus a small conversion spread (0.5%) when your crypto becomes euros or dollars. All fees are shown before you confirm. You see the final amount - no surprises.
When your crypto becomes regular money (like euros), we use real-time market prices plus a small 0.5% spread. This is always shown before you pay. No hidden conversion fees.
No hidden fees at all. No monthly fees, no inactivity fees, no account fees. You only pay the small transaction fee (1.5%) and conversion spread (0.5%) when you make a payment. Everything is shown before you confirm.
Yes, there's a small 1.5% transaction fee on each payment. Plus a small 0.5% spread when your crypto becomes euros or dollars. All fees are shown before you confirm. You always see the final amount.
No. No hidden fees. No inactivity fees. No monthly fees. You only pay the small transaction fee (1.5%) and conversion spread (0.5%) when you make a payment. Everything is transparent.
Yes, absolutely. You see the exact amount you'll pay in crypto before you confirm. All fees are included and shown clearly. No surprises.